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This section covers what you can do if you are struggling with mortgage or secured loan arrears and are facing repossession of your home.
House repossession is a legal process where a mortgage lender or secured loan provider takes ownership of a property.
Lenders only start court action to repossess your house as a last resort. If your lender contacts you about your mortgage arrears or secured loan arrears don’t ignore them.
Even if your lender has started legal action for repossession there are still steps you can take that could help you keep your home.
Our specialists can quickly advise you on what to do if you're facing repossession.
Simply call the team on 0800 36 88 133, or take the get out of debt test and discover your best solution.
The best thing you can do is talk to your lender. It is important to let them know about your situation and the steps you’re taking to get your payments up to date.
It also helps if you can prove that you have been in touch with your lender if you have to go to Court.
They are more likely to help you if they know you're getting help.
Contact us and our specialists can help you put together your household budget and advise you on the best way to deal with your mortgage payments.
Our specialists can quickly advise you on what to do if you're facing repossession.
Simply call the team on 0800 36 88 133, or take the get out of debt test and discover your best solution.
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