What's the best credit card I can get?

Compare credit cards

Compare a selection of the best credit cards that offer features such as 0% balance transfers, 0% on purchases, cashback cards and prepaid credit cards.

Barclaycard Platinum 33 Month 0% Balance Transfer Credit Card

BEST FOR: Long intro 0% period

ATN STAR RATING:

Why we like it:

• 0% interest for 33 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.
• 0% interest on purchases for 6 months from the date you open your account.
• £20 cashback when you transfer a balance of £2000 or more within 60 days of opening your account.

Things to watch:

• You can't transfer a balance from another Barclaycard.
• Make sure you pay the minimum repayment every month, or you'll lose the 0% deal.
• Don't withdraw cash on this credit card. It won't be at the cheap rate and any cash withdrawals damage your credit file.

Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.

Halifax's Longest Balance Transfer Credit Card

BEST FOR: Longest 0% balance transfer period

ATN STAR RATING:

Why we like it:

• No annual fee.
• 0% interest for up to 34 months on balance transfers from the date you open your account. Transfers must be made within 90 days to benefit from the 0% offer.
• 0% interest on purchases for 3 months from the date you open your account.

Things to watch:

• High fee of 3%, so if you can clear your balance within the 34 months, other cards may be a better deal.
• Not everyone gets the best rate as it's an "up to" card.
• You can transfer your balance from most credit cards and store cards, except Halifax cards. Cards must display a Visa, MasterCard or Amex logo.
• Each transfer must be at least £100.
• Make sure you pay the minimum repayment every month, or you'll lose the 0% deal.
• Don't withdraw cash on this credit card. It won't be at the cheap rate and any cash withdrawals damage your credit file.

Representative Example: Based on a credit limit of £1200.00 charged at 19.95% variable per annum for purchases. Representative 19.9% APR variable.

HSBC 32 Month Balance Transfer Credit Card

BEST FOR: Cashback & a decent 0% period

ATN STAR RATING:

Why we like it:

• No annual fee.
• 0% interest for 32 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.
• 0% interest on purchases for 3 months from the date you open your account.
• £25 cashback when you purchase or transfer a balance atleast £300 or more within 60 days of opening your account.

Things to watch:

• You can't transfer a balance from another HSBC Group credit card, which includes HSBC, First Direct, M&S Bank and John Lewis.
• Make sure you pay the minimum repayment every month, or you'll lose the 0% deal.
• Don't withdraw cash on this credit card. It won't be at the cheap rate and any cash withdrawals damage your credit file.

Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.

30 Month Balance Transfer Credit Card

BEST FOR: Nectar points & a decent 0% period

ATN STAR RATING:

Why we like it:

• No annual fee.
• 0% interest for 30 months on balance transfers from the date you open your account.
• Earn 750 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 7,500 points.
• Collect Nectar points wherever you shop.
• Nectar points collected using your Credit Card are in addition to the points you collect from swiping your Nectar card or using it online during a transaction.

Things to watch:

• You can't transfer a balance from another Sainsbury's bank credit card.
• Make sure you pay the minimum repayment every month and don't go over your credit limit, or you'll lose the 0% deal.
• Don't withdraw cash on this credit card. It won't be at the cheap rate and any cash withdrawals damage your credit file.

Representative Example: Based on a credit limit of £1200.00 charged at 19.95% variable per annum for purchases. Representative 19.9% APR variable.