Make the most of your money
Compare the loans that could be available if you have a bad credit rating.
Loan Type
Secured (Max 60% LTV)
Amount Available
£10000 - £70000
Interest Rate
10.8%
Loan Term
3 years to 25 years
Notes: Homeowners only as this loan will be secured against your property.
Loan Type
Unsecured
Amount Available
£1000 - £5000
Interest Rate
99.9%
Loan Term
1 years to 2 years
Notes: A true unsecured loan for people with a poor credit history. No guarantors needed here.
Loan Type
Secured (Max 60% LTV)
Amount Available
£3000 - £9999
Interest Rate
11.2%
Loan Term
3 years to 25 years
Notes: Homeowners only as this loan will be secured against your property.
Loan Type
Secured (Max 55% LTV)
Amount Available
£10000 - £30000
Interest Rate
12.2%
Loan Term
1 year to 20 years
Notes: Homeowners only as this loan will be secured against your property.
Loan Type
Secured (Max 60% LTV)
Amount Available
£3000 - £30000
Interest Rate
13.29%
Loan Term
3 years to 30 years
Notes: Homeowners only as this loan will be secured against your property.
Loan Type
Unsecured
Amount Available
£1000 - £15000
Interest Rate
18.2%
Loan Term
3 years to 30 years
Notes: This is an unsecured loan, but you must be a homeowner to apply as it is designed for homeowners who would prefer not to secure a loan against their property.
Representative Example: Representative Example: The Representative APR is 18.2% APR (variable) so if you borrow £5,000 over 5 years at a flat rate of 13% p.a (variable) plus an arrangement fee of £375 you will repay £137.84 per month and £8645.40 in total. The fee is included in your monthly repayments.
Loan Type
Secured (Max 110% LTV)
Amount Available
£5000 - £10000
Interest Rate
23.1%
Loan Term
3 years to 10 years
Notes: Homeowners only as this loan will be secured against your property.
Loan Type
Unsecured
Amount Available
£1000 - £15000
Interest Rate
39.9% APR
Loan Term
2 years to 6 years
Notes: Instant decision and available to non-homeowners.
Representative Example: The Representative APR is 39.9% APR (variable) so if you borrow £5,000 over 5 years at a flat rate of 20.4% (variable) plus an arrangement fee of £375 you will repay £174.59 per month and £10,475.40 in total. The fee is included in your monthly repayments.
Loan Type
Unsecured
Amount Available
£1000 - £15000
Interest Rate
24.9% APR
Loan Term
1 years to 5 years
Notes: Instant decision and available to non-homeowners.
Representative Example: The Representative APR is 24.9% APR (fixed) so if you borrow £5,000 over 4 years at a rate of 22.46% p.a (fixed) you will repay £158.73 per month & £7,619.04 in total.
Our team of experts have chosen those loans available for people with bad credit ratings they believe to be Best Buys. All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to.
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